Mobile Home Park Loans Made Simple

At LoanLocker, we specialize in mobile home financing solutions tailored for investors in manufactured housing communities. Whether you’re purchasing a stabilized property, repositioning a value-add park, or refinancing an existing investment, we connect you with top-tier mobile home lenders through our nationwide networkfast, flexible, and aligned with your financial goals.

  • Access to a vast network of mobile home park loan lenders and banks

  • Loan quotes delivered in 1–2 business days

  • Direct mobile home park loans funded in as little as 5–7 days through our Balance Sheet program

  • Financing available up to $20 million

Purchase | Refinance | Cash-Out | Reposition| Infill | 1031 Exchange

We offer both direct mobile home financing and brokerage services, giving you flexible options depending on your situation.

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Mobile Home Park Financing

Mobile Home Park Loans – Lending Parameters

CLOSING TIME60 Days for Traditional, 5-7 days for hard money
LOAN SIZE$500,000 to $50,000,000
LTVUp to 80% LTV, Bridge Options up to 80% LTC
LOAN TYPESBanks, CMBS, Agency, Hard Money
LOAN TERMUp to 10 years
INTEREST RATESStarting at 6%
AMORTIZATIONVaries
ORIGINATION FEESVaries
LENDING AREASNationwide
Value Add StrategiesPark Owned Homes, Infill, Deferred Maintainence, Utility Bill backs

Mobile Home Park Loans

General Park Guidelines

Mobile Home Park Loans

Ready to Finance a Mobile Home Park?

LoanLocker streamlines the lending process to deliver fast answers and quick closings for your mobile home park loans. As a direct lender, we provide private hard money loans nationwide, with funds available in about 5–7 business days.

Whether you want to calculate mobile home mortgage, explore competitive mobile home lending rates, or secure favorable mobile home mortgage interest rates, our team is here to guide you.

Get started today with a trusted partner in mobile home financing LoanLocker.

We offer a wide range of financing options, including bank loans, CMBS loans, agency financing, hard money loans, and direct balance sheet lending. Our solutions fit acquisitions, refinancing, repositioning, infill projects, and 1031 exchanges.

Traditional loans typically close within 60 days. For urgent needs, our hard money loans can fund in as little as 5–7 business days.

We provide financing for loan amounts ranging from $500,000 to $50 million.

LoanLocker will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, multifamily properties, non-owner-occupied single-family homes, vacation homes and rentals, primer loans and bridge loans.
LoanLocker will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, multifamily properties, non-owner-occupied single-family homes, vacation homes and rentals, primer loans and bridge loans.
You can either complete our online loan application, email or call us. We would prefer to talk through your loan scenario directly, as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.
Our interest rates typically range from 9% to 12%, interest-only. Lender origination points typically range from 1% to 5% of the loan amount. The borrower pays for standard closing costs (title, escrow, legal).

To calculate a mobile home mortgage, you’ll need to consider the loan amount, term length, and current mobile home mortgage interest rates. LoanLocker can provide fast quotes and help you estimate your payments based on today’s lending rates.

LoanLocker works with a vast network of top mobile home lenders across the country. We help match you with the lender best suited to your goals—whether you need a fast closing or a long-term financing option.

Mobile home lending rates can vary based on market conditions, your credit profile, and the type of loan. We provide competitive rate quotes within 1–2 business days so you can compare your options with confidence.

Mobile home mortgage interest rates may be slightly higher than conventional home loans, especially for park acquisitions or value-add projects. However, working with a specialized lender like LoanLocker ensures you access the most competitive terms available.

We have the ability to lend nationwide. We strongly prefer to lend in major-metropolitan areas.

Submit a mobile home park loan application

Partner with a direct mobile home park loan Lender you can trust.

Customer Service

At LoanLocker, we specialize in both bridge loans and mobile home park loans, offering a streamlined lending process designed for speed and efficiency. As a direct lender, we’re able to fund mobile home park loans quickly and efficiently. We offer private hard money loans for mobile home parks nationwide—up to $20M—with funding typically available within 5 to 7 days.