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At LoanLocker, we specialize in bridge loans that deliver fast, flexible capital for investors and developers navigating transitional real estate projects. Whether you’re acquiring, renovating, or refinancing a property that doesn’t yet qualify for long-term financing, our bridge lending solutions are designed to help you move quickly and strategically.
With loan terms typically ranging from 6 to 24 months, our bridge loans mortgage programs are interest-only and ideal for closing time-sensitive deals. These short-term financing options give you the leverage to stabilize your asset and prepare for a capital event like refinancing or a property sale.
Bridge financing is a temporary loan used to “bridge” the gap between acquiring a property and securing long-term funding. It provides the liquidity needed to act fast in a competitive market, especially when traditional lending isn’t an option due to timing or property condition.
Our clients commonly use quick bridge loans to:
See below for an overview of where these loans come into play.
| Property Types | Multifamily, Mobile Home Communities, Industrial |
| LOAN SIZE | $2,000,000 to $50,000,000 |
| LTV | Up to 80% LTC |
| LIEN POSITION | First Lien |
| LOAN TERM | 1 to 3 Years |
| INTEREST RATES | Starting at 6% |
| AMORTIZATION | Often Full Term Interest Only |
| ORIGINATION FEES | 1-2 Points |
| LENDING AREAS | United States |
At LoanLocker, we work with real estate investors who need fast, flexible capital to acquire rental properties. Our bridge lending solutions allow these investors to act quickly in competitive markets, securing assets before arranging long-term financing. With quick bridge loans, buyers can close without delays and take advantage of time-sensitive opportunities while positioning for a refinance later. Our bridge loans mortgage products serve as a smart short-term funding option in today’s fast-moving real estate environment.
For investors who specialize in flipping homes, timing is everything. Our bridge financing gives fix-and-flip professionals access to short-term capital so they can purchase undervalued properties, fund renovations, and resell for profit, without the delays of traditional loans. We offer bridge lending based on the asset’s value, making it easier to move quickly and stay competitive in fast-paced markets.
From ground-up construction to completing stalled developments, builders and developers trust LoanLocker’s bridge loans to keep projects moving. Our streamlined process, faster closings, and flexible terms make us a reliable alternative to bank financing. Whether you’re bridging the gap between project phases or waiting for long-term financing, our bridge lending solutions deliver the capital you need when you need it.
In many cases, borrowers can’t secure refinancing through a traditional bank—even when their property holds strong equity. This may be due to:
Our bridge loans mortgage options are tailored for these exact situations. Instead of being held back by rigid lending requirements, borrowers can take advantage of our hard money loans for fast, flexible funding and keep their investment plans on track.
LoanLocker also supports specialized real estate transactions, including bridge loans for mobile home park acquisitions and value-add plays. These projects often require fast closings and flexible terms that traditional lenders can’t offer. Our bridge lending solutions are structured to help you unlock the equity and value in these niche assets with confidence.
