Multi Family Loans
Investing in real estate can be a smart way to build long-term wealth and at LoanLocker, our Multi Family Loans make it easier to finance properties with multiple units. Whether you’re purchasing a duplex, triplex, or apartment building, we help you secure the right financing with flexible terms and competitive rates.
What Are Multi Family Loans?
Multi Family Loans are designed for properties with two or more housing units, such as duplexes, townhomes, or apartment complexes. These loans allow investors and property owners to generate rental income while building equity over time. They’re ideal for both first-time real estate investors and experienced property owners looking to expand their portfolio.
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Multi Family Loans – Lending Parameters
| CLOSING TIME | 60 Days for Traditional, 5-7 days for hard money |
| LOAN SIZE | $500,000 to $50,000,000 |
| LTV | Up to 80% LTV, Bridge Options up to 80% LTC |
| LOAN TYPES | Banks, CMBS, Agency, Hard Money |
| LOAN TERM | Up to 10 years |
| INTEREST RATES | Starting at 6% |
| AMORTIZATION | Varies |
| ORIGINATION FEES | Varies |
| LENDING AREAS | Nationwide |
| Value Add Strategies | Park Owned Homes, Infill, Deferred Maintainence, Utility Bill backs |
Why Choose LoanLocker for Multi Family Loans?
At LoanLocker, we understand that multi-unit investments require a unique financial approach. Our experienced team helps you navigate every step of the process, ensuring your investment goals align with the right lending solution.
What qualifies as a multi-family property?
A multi-family property includes any building with two or more residential units, such as duplexes, triplexes, or apartment complexes.
Can I live in one unit and rent out the others?
Yes. Many investors choose to live in one unit and rent out the others to offset mortgage costs.
How is a Multi Family Loan different from a Single Family Loan?
A Multi Family Loan covers properties with multiple units, while a Single Family Loan applies to one-unit homes designed for a single household.
What are the typical loan terms?
Loan terms vary depending on property size, loan type, and borrower qualifications. Our experts will help you choose the best option for your goals.
Can first-time investors apply for Multi Family Loans?
Absolutely. LoanLocker works with both new and experienced investors, offering flexible options to suit all experience levels.
How to Apply for a Multi Family Loan
Applying for a Multi Family Loan with LoanLocker is simple and efficient. Begin by assessing your investment goals and property type. Then, submit a quick online application with your financial details. Our experts will review your eligibility and loan options, guide you through the approval process, and help you close with confidence, so you can focus on growing your investment portfolio.
Start Financing Your Investment Property Today
Turn your real estate vision into a reality with LoanLocker’s Multi Family Loans. We’re here to help you find the perfect financing solution for your next property investment.