Single Family Loans
Buying your dream home starts with the right financing. At LoanLocker, our Single Family Loans are designed to make homeownership simple, secure, and affordable. Whether you’re a first-time buyer or upgrading to a new space, we help you find the right loan option tailored to your financial goals.
What Are Single Family Loans?
Single Family Loans are mortgage options designed for individual residential properties, typically homes meant for one household. These loans provide flexible financing terms, competitive interest rates, and personalized repayment options to help you own your ideal home with confidence.
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Single Family Loans – Lending Parameters
| CLOSING TIME | 60 Days for Traditional, 5-7 days for hard money |
| LOAN SIZE | $500,000 to $50,000,000 |
| LTV | Up to 80% LTV, Bridge Options up to 80% LTC |
| LOAN TYPES | Banks, CMBS, Agency, Hard Money |
| LOAN TERM | Up to 10 years |
| INTEREST RATES | Starting at 6% |
| AMORTIZATION | Varies |
| ORIGINATION FEES | Varies |
| LENDING AREAS | Nationwide |
| Value Add Strategies | Park Owned Homes, Infill, Deferred Maintainence, Utility Bill backs |
How to Apply for a Single Family Loan
Applying for your Single Family Loan with LoanLocker is quick and straightforward:
Get Pre-Qualified: Understand your budget and available loan options.
Submit Your Application: Complete a simple online form with your financial details.
Get Approved: Our experts review your application promptly.
Close and Move In: Finalize your paperwork and get the keys to your new home.
What is a Single Family Loan?
A Single Family Loan is a mortgage designed for financing a home meant for one household. It’s ideal for buyers purchasing or refinancing a primary residence.
Who can apply for a Single Family Loan?
Anyone looking to buy or refinance a single-family home can apply. LoanLocker offers options for first-time buyers, veterans, and existing homeowners.
How long does loan approval take?
Approval times vary, but with LoanLocker’s streamlined process, most applicants receive a decision within a few business days.
What documents do I need to apply?
You’ll typically need proof of income, employment details, credit information, and identification documents.
Can I get pre-qualified before applying?
Yes. Pre-qualification helps you understand your borrowing power and loan options before submitting a full application.
Start Your Homeownership Journey Today
Your dream home is just a step away. Explore flexible Single Family Loan options with LoanLocker and experience a smarter, faster, and easier way to finance your future.